When you file a Social Security Disability (SSD) claim, you are likely feeling anxious about your ability to maintain your quality of life. How will you pay the bills if you can’t keep working?

Because financial burdens are top of mind, the idea of hiring someone to help with a claim may seem overwhelming – and understandably so. However, an attorney could make a difference in whether you receive your benefits and it may not be as burdensome as you think.

Contingency fees

Federal law limits what attorneys can charge clients, which protects you from egregious charges and being responsible for more than you can afford. Typically, an attorney charges a contingency fee of 25% of past-due benefits.

In many cases, an attorney won’t charge you for legal services if they lose your case. In some cases, the Social Security Administration (SSA) may retroactively pay you for up to one year prior to filing your claim.

Initial denials may require assistance

You can apply for benefits online or with your local SSD office. If they approve your claim, great! However, the SSA will often deny applications at the initial decision level.

If the SSA denies your claim, an attorney can appear with you at appeal hearings and present your case to an Administrative Law judge. This would prevent you from single-handedly fighting with the government for your benefits.

You paid into the system; you deserve to receive benefits if you are physical or mentally hurt and cannot continue working.