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Who qualifies for Social Security Disability?

If you are suffering from a disability, working a job that provides enough for your family may be extremely difficult—or even impossible.

Suffering from a disability can be mentally tough, especially if you just want to provide for your family. While you may prefer to work, there are other options that can help you support your family.

What is Social Security Disability Insurance?

Social Security Disability (SS Disability) is a government program that provides financial support to people suffering from disabilities.

SS Disability, however, is not like other government assistance programs. In addition to medical and employment qualifications, you must meet the program’s work credit requirement as well.

You receive work credits for every year that you worked and paid taxes into the program. Because of this, SS Disability functions more like a government-funded insurance program that you can only use if you’ve already paid the taxes.

Who qualifies for the program?

SS Disability is intended for individuals with long-term disabilities. The Social Security Administration (SSA) defines this as someone with a severe medical condition that prevents them from making $1,220 per month for at least one year.

Additionally, you must meet the work credit requirement that has been previously discussed. The number of work credits you need to qualify for the program depends on your age and the time of your injury.

Applying for SS Disability

Utilizing the SS Disability program can be a legitimate way to provide your family with the financial support that they need. If you have determined that you qualify for SS Disability, the next step is to apply for the program.

Unfortunately, SS Disability applications are notoriously hard to get approved; the SSA rejects well over half of all applications. However, using a lawyer during this process can significantly improve your chances for approval—and get you the support that you need sooner.

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