Social Security Disability Insurance provides a necessary safety net to many people. Pennsylvania residents and others who believe that they are entitled to benefits are encouraged to apply as soon as possible. When applications are completed and sent in a timely manner, they are more likely to be processed quickly. This means less time relying on personal assets to pay medical or other expenses.
Since it could be months or years before an application for benefits is approved, it will be necessary to learn how to budget. It will also be necessary to accept that lifestyle changes could be forthcoming as well. This is because SSDI benefits are not meant to fully replace the salary a person earned while working. Disabled individuals can also look for assistance from the United Way or through the Supplemental Nutrition Assistance Program (SNAP).
Those who are planning on applying for benefits don't have to go through the process on their own. An attorney or other representative can help an individual fill out paperwork or find information related to their claim. Obtaining assistance when filling out a benefit application can be helpful because there are many small details that could be overlooked.
Individuals who have an inability to work could be forced to rely on retirement or other savings to pay medical costs and living expenses. By applying for government benefits, it may be possible to avoid using that money or liquidating other assets to pay bills. Those who have been denied SSDI benefits may want to retain a lawyer who can help with the appeals process.