Struggling with a disability is a difficult reality often complicating every factor of daily life. The truth is-- your life is just as valuable and deserving of peace and security as anyone else. This includes acquiring financial security. If you are on Social Security Disability Insurance (SSDI) benefits, or applying for it, you may be curious about your options to continue working in some capacity.
The Social Security Administration (SSA) allows you to work a certain amount of hours in accordance with your disability. The amount of SSDI benefits may fluctuate depending on your debilitating issue. The purpose of SSDI is to fill in the gap of lost wages due to your condition. Generally, a limit of 20 hours of work per week is allowed to maintain eligibility.
Substantial gainful activity (SGA)
Determining SSDI approval is based on your inability to successfully engage in substantial gainful activity. Proving your inability to work and earn money as normal is key to your application and continual SSDI benefits. The SGA highest eligible amount earned in a month for general disabilities is $1,180. For individuals who suffer from vision loss have an SGA limit of $1,970.
Appealing a denied claim
Sadly, it is not uncommon for first-time applicants to be denied SSDI benefits. However, there is always the option of appealing the initial decision. It is worth the effort and legal help to ensure your claim is granted a fair review. Don't allow an initial denial to stop you when your financial security and future stability is on the line.